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Effective Risk Management Tips for Breweries

The craft beer industry has been built by passionate, talented brewers, who have invested their time and energy to create new flavors and brewing techniques. As the brewery grows, business risks arise that should be addressed before something goes wrong. These tips cover some of the basics of brewery risk mitigation. Proper Spill and Broken Glass Cleanup Processes A taproom is a popular and convivial...

Home Renovations That Can Affect Your Insurance

Renovating your home can enhance your living environment and increase the value of your property. Home renovations can be chaotic at first, with debris from demolitions piling up. While looking forward to an improved home environment, you need to be aware of some types of home renovations that could affect your insurance coverage. Pools A pool can significantly enhance the value of your home and...

Common Reasons Disability Claims Are Denied

You have disability insurance to protect your loved ones should you become disabled and can no longer earn a living. It is important that you understand the most common reasons disability claims are denied before purchasing a policy. You Filed for Benefits Too Late. Long-term disability insurance policies require that you file a claim within a specific time frame. Should you fail to file within...

Effective Ways to Spring Clean Your Life Insurance

It is smart to “spring clean” your life insurance each year, as the life insurance market changes over time. A new insurance product could allow you to purchase higher levels of coverage at a lower cost. With the help of a qualified insurance agent, you may discover you have been overpaying. A life insurance policy is an ideal way to protect your loved ones from...

Medicare Advantage vs. Medicare Supplemental Insurance

If you are eligible for Medicare, it is time to decide what plan to choose – which can be surprisingly difficult. To better understand the difference between a Medicare Advantage Plan and Medicare Supplemental Insurance, you need to know what each plan does (and does not) offer. Medicare Advantage Plans Medicare Advantage Plans combine Medicare Part A (hospital coverage) and Medicare Part B (medical coverage)...