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Insurance Blog

Think You Don't Need Disability Insurance? Think Again!

It's not easy to think about the possibility of becoming disabled, suffering a serious illness, or becoming incapacitated. We understand these are difficult topics, but even if you are young and healthy, it may be time to have an honest conversation about disability insurance. This type of insurance coverage can protect you and your family should the unexpected occur. Disability insurance pays out when a...

Protect Your Assets With Long-Term Care Insurance

Though it can be a difficult subject to think about, many of us will need assistance with basic needs of living when we reach old age. Long Term Care insurance (or LTC insurance) protects your savings and your other assets when you reach the point of needing help for everyday tasks such as bathing, meal preparation, cooking, shopping, laundry, administering medications, and so on. Long...

3 Key Differences Between Whole Life Insurance & Term Life Insurance

Insurance can be a confusing subject, and at our local agency, we want to clear up some basic questions for you. Most families put some type of life insurance in place, and figuring out whether they should buy "whole life insurance" or "term insurance" is the big question. These are very different insurance products, each with pros and cons. 1. Term life insurance is cheaper,...

3 Things To Look For When Purchasing Group Health Insurance

The Health Care Reform Act changed the rules with regard to health insurance plans for business owners, and it's important you put the right plan in place. We know the rules and can tell you exactly how this law will affect your company, as well as what options could help your bottom line. There are three things to look for when you are purchasing any...

Term Life Insurance Facts You Should Know

Your family depends on you for personal and financial support. Term life insurance is one way you can protect them should you suddenly pass away due to an accident or illness. It's important to understand how term life insurance works, as well as the pros and cons of keeping this type of protection in place. That's why we have pulled together some of the basic...