10 Summer Tips To Beat The Heat
Posted: July 11, 2022
10 Summer Tips To Beat The HeatWhile it's true that the elderly, young children, and those with pre-existing conditions are more susceptible to the summer heat, it doesn't take long for the sun to take its toll on healthy individuals as well. Here are 10 tips that can help you beat the heat this summer: Keep your shades drawn or blinds closed during the day to help prevent the sun from heating the...
Should You Insure While You’re Young?
Posted: July 7, 2022
Should You Insure While You’re Young?Regardless of your age, if you are married or have children, the benefits of life insurance are obvious: you want to continue to provide for your loved ones should the unexpected occur. If you're young, healthy, and single with no dependents, getting life insurance may be the furthest thing from your mind. No one likes considering their own mortality, especially in their twenties, when this...
5 Tips to Take Care of Our Senior Citizens
Posted: July 6, 2022
5 Tips to Take Care of Our Senior CitizensWe love our seniors and want to take care of them. They deserve our respect and appreciation for all they have done for us. The following are some tips to help improve an older person’s quality of life. Encourage Exercise and Physical Activity Walking, dancing, swimming, ping pong – any activity that gets the body moving – can help older people feel better, mentally, and...
What Is a High Deductible Health Plan (HDHP)?
Posted: June 25, 2022
What Is a High Deductible Health Plan (HDHP)?A high deductible health plan (HDHP) is a plan with a higher deductible than traditional health insurance. The premiums may be lower, but you have to meet a higher deductible (payout of pocket for more health care costs) before your coverage kicks in. An HDHP is often combined with a health savings account (HSA), which allows you to set aside pre-tax dollars to pay for...
Are You Underestimating Your Need for Disability Insurance?
Posted: June 22, 2022
Are You Underestimating Your Need for Disability Insurance?If you don’t place a high priority on disability insurance, you are not alone. Although most people underestimate their chances of disability, the risk is higher than you might think. Approximately one-third of the population will experience a disability before 65, as reported on Kiplinger. Underestimating the odds of needing disability insurance could be a big mistake. According to TMA Insurance Trust: Approximately one in...