Latino History Month
Posted: September 1, 2022
Latino History MonthLatino History Month, or officially, “National Hispanic Heritage Month,” runs from September 15 to October 15 each year. During the month, we celebrate the history and many contributions to the American life experience, and the beauty these cultures. Among our population, millions of people have a family background from Spain, Mexico, the Caribbean, or South America. Each of these cultures is unique, and each deserves...
How Much Sun Is Too Much Sun?
Posted: August 25, 2022
How Much Sun Is Too Much Sun?It is common knowledge that too much sun exposure is bad for your skin. Most people also know that we need sunlight to make vitamin D, a micronutrient that aids bone growth and absorption of calcium, controls cell growth, regulates immunity, and helps prevent inflammation. Unfortunately, it can be tricky balance between getting the sunshine we need to produce adequate vitamin D and risking overexposure...
How A Traffic Ticket Can Affect Your Life Insurance
Posted: August 22, 2022
How A Traffic Ticket Can Affect Your Life InsuranceNo one is perfect, and most people get a traffic ticket at least one in their lifetimes. But the truth is, your driving record can significantly affect your life insurance. If you have a current life insurance policy and you get a speeding ticket, it will not affect your rates. On the other hand, if you are applying for a new policy or additional coverage,...
Traveling Outside the U.S. with Medicare: What You Need to Know
Posted: August 21, 2022
Traveling Outside the U.S. with Medicare: What You Need to KnowMedicare will not pay for healthcare outside the U.S., except under specific rare circumstances. That means in most cases, you are not covered anywhere other than the 50 states, the District of Columbia, the U.S. Virgin Islands, Puerto Rico, American Samoa, the Northern Mariana Island, and Guam. Under What Circumstances Will Medicare Pay for Healthcare Outside the U.S.? There are only three situations in which...
How Small Businesses Can Avoid Insurance Mistakes
Posted: August 19, 2022
How Small Businesses Can Avoid Insurance MistakesIt takes hard work, dedication, creativity, and tenacity to get a small business up and running successfully, so it makes sense to have the right insurance coverage in place to protect it. In fact, purchasing business insurance may be one of the most important decisions you make. The right coverage can help prevent unforeseen events from ruining all you have worked so hard to build....